Premium tax would hike health-insurance costs

By: Health Insurance

Why? Because Congress wants to levy a $6.7 billion premium tax on all private health plans each year for the next decade to pay for reform.

That's a $67 billion tax.

Health plans will have no choice but to pass these costs on to the consumer. This tax will make it tougher for families to afford coverage, increase the difficulty for small-business owners trying hard to insure workers, and stifle job creation.

In Florida, small businesses are the bedrock of our economy. This tax will hit our economy especially hard. It's just not what families and small businesses need as they dig their way out of a severe recession.

The Congressional Budget Office evaluated this tax and found it will lead to "higher premiums for private coverage." The nonpartisan CBO estimated that premiums for individual coverage could rise by as much as 13 percent.

This tax also might be disruptive to policyholders, because it could damage the ability of health plans to deliver all the benefits that members expect.

That's because Congress is ready to impose this health-insurance tax in 2010. That's after families have already signed up for coverage for next year, and after small businesses have already negotiated coverage contracts.

The result? Health plans may not receive enough premium to cover the costs of the massive tax, and benefits might suffer.

Unfortunately, health plans have been demonized in the pursuit of reform. But in reality, it's not true to claim that health plans make a lot of money; their profit margins are actually pretty small.

In 2008, private health plans made $8.61 billion in total profits nationally, according to Forbes magazine. The industry's profit margin was just 2.2 percent, ranking health plans 35th out of 53 industries in terms of profitability.

As the president and CEO of SantaFe HealthCare — the parent company of AvMed Health Plans — I am truly concerned by this proposed tax. As one of Florida's oldest and largest nonprofit health plans, AvMed reinvests its earnings each year to continually improve on the benefits and services it offers to members in Orlando and elsewhere.

Obviously, a health-insurance tax that wipes out most of our annual earnings is counterproductive to our mission. Surely, congressional leaders must grasp that this tax doesn't make sense.

There are better ways to pay for the systemic health-care reform that AvMed and other health plans support.

Instead of taxing health insurance, Congress should focus on the underlying costs of medical care. We can achieve huge cost savings by ending unnecessary treatments and services, rooting out rampant fraud and ending frivolous medical lawsuits filed by trial lawyers.

Health reform shouldn't hurt Florida's families and small businesses. It shouldn't hamper the ability of health plans to provide benefits.

Time's running out.

Please contact your congressional representative and Florida's two senators today. Ask them to vote against this harmful health-insurance tax. We can achieve true, lasting reform in better ways.

About the Author

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Florida Health Insurance
Georgia Health Insurance

(ArticlesBase SC #1609218)

Article Source: http://www.articlesbase.com/ - Premium tax would hike health-insurance costs

Premium tax would hike health-insurance costs

By: Health Insurance

Why? Because Congress wants to levy a $6.7 billion premium tax on all private health plans each year for the next decade to pay for reform.

That's a $67 billion tax.

Health plans will have no choice but to pass these costs on to the consumer. This tax will make it tougher for families to afford coverage, increase the difficulty for small-business owners trying hard to insure workers, and stifle job creation.

In Florida, small businesses are the bedrock of our economy. This tax will hit our economy especially hard. It's just not what families and small businesses need as they dig their way out of a severe recession.

The Congressional Budget Office evaluated this tax and found it will lead to "higher premiums for private coverage." The nonpartisan CBO estimated that premiums for individual coverage could rise by as much as 13 percent.

This tax also might be disruptive to policyholders, because it could damage the ability of health plans to deliver all the benefits that members expect.

That's because Congress is ready to impose this health-insurance tax in 2010. That's after families have already signed up for coverage for next year, and after small businesses have already negotiated coverage contracts.

The result? Health plans may not receive enough premium to cover the costs of the massive tax, and benefits might suffer.

Unfortunately, health plans have been demonized in the pursuit of reform. But in reality, it's not true to claim that health plans make a lot of money; their profit margins are actually pretty small.

In 2008, private health plans made $8.61 billion in total profits nationally, according to Forbes magazine. The industry's profit margin was just 2.2 percent, ranking health plans 35th out of 53 industries in terms of profitability.

As the president and CEO of SantaFe HealthCare — the parent company of AvMed Health Plans — I am truly concerned by this proposed tax. As one of Florida's oldest and largest nonprofit health plans, AvMed reinvests its earnings each year to continually improve on the benefits and services it offers to members in Orlando and elsewhere.

Obviously, a health-insurance tax that wipes out most of our annual earnings is counterproductive to our mission. Surely, congressional leaders must grasp that this tax doesn't make sense.

There are better ways to pay for the systemic health-care reform that AvMed and other health plans support.

Instead of taxing health insurance, Congress should focus on the underlying costs of medical care. We can achieve huge cost savings by ending unnecessary treatments and services, rooting out rampant fraud and ending frivolous medical lawsuits filed by trial lawyers.

Health reform shouldn't hurt Florida's families and small businesses. It shouldn't hamper the ability of health plans to provide benefits.

Time's running out.

Please contact your congressional representative and Florida's two senators today. Ask them to vote against this harmful health-insurance tax. We can achieve true, lasting reform in better ways.

About the Author

Quoting & Saving just got easier...Easy To Insure ME Health Insurance Quotes... Quote all carriers in seconds

Florida Health Insurance
Georgia Health Insurance

(ArticlesBase SC #1609218)

Article Source: http://www.articlesbase.com/ - Premium tax would hike health-insurance costs

Role of Nurse Needs Met In Security and Safety

Role of nurses in the fulfillment of security needs can contribute directly or indirectly. Direct care nurses can do in nursing to clients who experience problems associated with unmet security needs. The nurse's role in fulfilling the security requirements are as follows :

1. Direct care givers (care giver); nurses providing direct assistance to clients and families experiencing problems related to security needs.


2. Educators, nurses should provide health education to clients and families to the client and the family doing the family's health care program related to security needs independently, and are responsible for family security issues.


3. Health inspector, a nurse must do a "home visit" or a regular home visits to identify or perform assessment of the security needs of clients and families.


4. Consultants, nurses as a resource for families in dealing with family safety issues. In order for families to ask for advice to the nurse the nurse-family relationship must be nurtured well, nurses must be open and trustworthy.


5. Collaboration, nurses also must cooperate with various programs as well as cross-sectoral in fulfilling the security needs of families to achieve health and optimum family security.


6. Facilitator, the nurse should be able to bridge both the compliance with the security needs of clients and families that are not risk factors in the security needs can be addressed.


7. Inventor cases / problems, nurses identify safety problems early, so that does not happen injuri or risk falling to the clients who are unable to meet its security needs.


8. Modification of the environment, nurses must be able to modify both the environment and the home environment in order to create a community environment healthy environment to support the fulfillment of security needs.

Role of Nurse Needs Met In Security and Safety

Role of nurses in the fulfillment of security needs can contribute directly or indirectly. Direct care nurses can do in nursing to clients who experience problems associated with unmet security needs. The nurse's role in fulfilling the security requirements are as follows :

1. Direct care givers (care giver); nurses providing direct assistance to clients and families experiencing problems related to security needs.


2. Educators, nurses should provide health education to clients and families to the client and the family doing the family's health care program related to security needs independently, and are responsible for family security issues.


3. Health inspector, a nurse must do a "home visit" or a regular home visits to identify or perform assessment of the security needs of clients and families.


4. Consultants, nurses as a resource for families in dealing with family safety issues. In order for families to ask for advice to the nurse the nurse-family relationship must be nurtured well, nurses must be open and trustworthy.


5. Collaboration, nurses also must cooperate with various programs as well as cross-sectoral in fulfilling the security needs of families to achieve health and optimum family security.


6. Facilitator, the nurse should be able to bridge both the compliance with the security needs of clients and families that are not risk factors in the security needs can be addressed.


7. Inventor cases / problems, nurses identify safety problems early, so that does not happen injuri or risk falling to the clients who are unable to meet its security needs.


8. Modification of the environment, nurses must be able to modify both the environment and the home environment in order to create a community environment healthy environment to support the fulfillment of security needs.

Identifying And Leveraging A Nursing Recruitment Agency

Whether you’re new to the nursing job market or you’re a seasoned nurse that’s looking for a better job opportunity, a nursing recruitment agency might be a wise choice. Not only is this a company that has your best interests in mind, but they can also steer you in the path of financial security. By taking the time to learn what this kind of company offers, you can begin to get on your personal path to nursing success.

What is a Nursing Recruitment Agency?

Needless to say, this arrangement offers a lot of benefits for the nurse. Not only will the nurse for hire have more access to more jobs, but they can also stay at their current job without any interference of the job hunting process. In fact, this is usually the reason why so many nurses stay in jobs they don’t like – they just don’t have the time to spend on looking for something new. With a recruiter, they will handle the legwork and the paperwork needed in order to get a job hunt started and a new job found.

In addition to this, a nursing recruitment agency also helps match up the right nurse to the right job. By looking at the skills and the experience of the applicant, the agency can determine whether or not they are over or under-qualified for a position. This helps the employer out too as they will be receiving applicants that are right for the job.

Leveraging Your Skills with an Agency

What you will want to do is make sure you are representing yourself honestly with a nursing recruitment agency in order to match up with the best job for you. By listing the experience you have as well as the training, you will show a recruiter what you are best suited for. But in addition to that, you will also want to make sure the recruiter is aware of your personality and what pace you enjoy in nursing. Slow and steady workers will be better suited for places like private practice or home health care, while fast paced workers may be better for a hospital type arrangement.

The truth is that a nursing agency allows you to be in the control seat of your employment. Instead of having to look for jobs that suit you, the recruiter will do this work for you and then you can decide what the best fit is. Instead of being in a job that you don’t enjoy, you do have choices.

Nursing is one of the fastest growing professions and it’s only going to be more popular as the years pass on and older nurses retire. This job market is working in your favor – why not simply see what a recruiter can do for you?

By: Grant Eckert

http://www.articledashboard.com

Identifying And Leveraging A Nursing Recruitment Agency

Whether you’re new to the nursing job market or you’re a seasoned nurse that’s looking for a better job opportunity, a nursing recruitment agency might be a wise choice. Not only is this a company that has your best interests in mind, but they can also steer you in the path of financial security. By taking the time to learn what this kind of company offers, you can begin to get on your personal path to nursing success.

What is a Nursing Recruitment Agency?

Needless to say, this arrangement offers a lot of benefits for the nurse. Not only will the nurse for hire have more access to more jobs, but they can also stay at their current job without any interference of the job hunting process. In fact, this is usually the reason why so many nurses stay in jobs they don’t like – they just don’t have the time to spend on looking for something new. With a recruiter, they will handle the legwork and the paperwork needed in order to get a job hunt started and a new job found.

In addition to this, a nursing recruitment agency also helps match up the right nurse to the right job. By looking at the skills and the experience of the applicant, the agency can determine whether or not they are over or under-qualified for a position. This helps the employer out too as they will be receiving applicants that are right for the job.

Leveraging Your Skills with an Agency

What you will want to do is make sure you are representing yourself honestly with a nursing recruitment agency in order to match up with the best job for you. By listing the experience you have as well as the training, you will show a recruiter what you are best suited for. But in addition to that, you will also want to make sure the recruiter is aware of your personality and what pace you enjoy in nursing. Slow and steady workers will be better suited for places like private practice or home health care, while fast paced workers may be better for a hospital type arrangement.

The truth is that a nursing agency allows you to be in the control seat of your employment. Instead of having to look for jobs that suit you, the recruiter will do this work for you and then you can decide what the best fit is. Instead of being in a job that you don’t enjoy, you do have choices.

Nursing is one of the fastest growing professions and it’s only going to be more popular as the years pass on and older nurses retire. This job market is working in your favor – why not simply see what a recruiter can do for you?

By: Grant Eckert

http://www.articledashboard.com

Betty Neuman

Born 1924 near Lowell, Ohio.
In 1947 she received RN Diploma from Peoples Hospital School of Nursing, Akron, Ohio. She then moved to California and gained experience as a hospital, staff, and head nurse; school nurse and industrial nurse; and as a clinical instructor in medical-surgical, critical care and communicable disease nursing. In 1957 Dr. Neuman attended the University of California at Los Angeles (UCLA) with double major in psychology and public health. She received BS in nursing from UCLA. In 1966 she received Masters degree in Mental Health, Public Health Consultation fom UCLA.
Dr. Neuman is recognized as pioneer in the field of nursing involvement in community mental health. She began developing her model while lecturing in community mental health at UCLA. In 1972 her model was first published as a 'Model for teaching total person approach to patient problems' in Nursing Research. In 1985 she received her doctorate in Clinical Psychology from Pacific Western University. In 1998 she received a second honorary doctorate, this one from Grand Valley State University, Allendale, Michigan.

The Neuman Systems Model was originally developed in 1970 at the University of California, Los Angeles, by Betty Neuman, Ph.D., RN. The model was developed by Dr. Neuman as a way to teach an introductory nursing course to nursing students. The goal of the model was to provide a wholistic overview of the physiological, psychological, sociocultural, and developmental aspects of human beings. After a two-year evaluation of the model, it was published in Nursing Research (Neuman & Young, 1972).

http://nursing-all.blogspot.com
www.nurses.info

Betty Neuman

Born 1924 near Lowell, Ohio.
In 1947 she received RN Diploma from Peoples Hospital School of Nursing, Akron, Ohio. She then moved to California and gained experience as a hospital, staff, and head nurse; school nurse and industrial nurse; and as a clinical instructor in medical-surgical, critical care and communicable disease nursing. In 1957 Dr. Neuman attended the University of California at Los Angeles (UCLA) with double major in psychology and public health. She received BS in nursing from UCLA. In 1966 she received Masters degree in Mental Health, Public Health Consultation fom UCLA.
Dr. Neuman is recognized as pioneer in the field of nursing involvement in community mental health. She began developing her model while lecturing in community mental health at UCLA. In 1972 her model was first published as a 'Model for teaching total person approach to patient problems' in Nursing Research. In 1985 she received her doctorate in Clinical Psychology from Pacific Western University. In 1998 she received a second honorary doctorate, this one from Grand Valley State University, Allendale, Michigan.

The Neuman Systems Model was originally developed in 1970 at the University of California, Los Angeles, by Betty Neuman, Ph.D., RN. The model was developed by Dr. Neuman as a way to teach an introductory nursing course to nursing students. The goal of the model was to provide a wholistic overview of the physiological, psychological, sociocultural, and developmental aspects of human beings. After a two-year evaluation of the model, it was published in Nursing Research (Neuman & Young, 1972).

http://nursing-all.blogspot.com
www.nurses.info

Sr. Callista Roy

Sr. Callista Roy is a highly respected nurse theorist, writer, lecturer, researcher and teacher who currently holds the position of Professor and Nurse Theorist at the Boston College School of Nursing in Chestnut Hill, MA. She teaches courses on epistemology of nursing and strategies for creating knowledge at the master's and doctoral levels, as well as directing doctoral dissertation research. Her current scholarly interests include research involving families in the cognitive recovery of patients with mild head injury and nurse coaching as an intervention for patients after ambulatory surgery. In addition, she is also interested in conceptualizing and measuring coping, developing the philosophical basis of adaptation nursing including the distinction between veritivity and relativity, and in group projects on emerging nursing knowledge and practice outcomes.

It has been said that Dr. Roy's name is one of the most recognized worldwide in nursing today, and that she is one of our greatest living thinkers. However, Dr. Roy maintains that her best work "is yet to come" and likely will be accomplished by one of her students. As a theorist, she often emphasizes her primary commitment to define and develop nursing knowledge and regards her work with the Roy Adaptation Model as a rich source of knowledge for clinical nursing. First conceptualized in the 1960s when she was a master's student, Dr. Roy's work on the Roy Adaptation Model for Nursing Practice is ongoing. With the beginning of the 21st Century, Dr. Roy has provided an expanded, values-based concept of adaptation, founded on insights related to the place of the person in the universe. She hopes her redefinition of adaptation, with its cosmic philosophical and scientific assumptions, will become the basis for developing knowledge that will make nursing a major social force in this new century.

Dr. Roy credits her major influences in her personal and professional growth to her family, her religious commitment, and her teachers and mentors. Born at Los Angeles Country General Hospital on October 14, 1939 as the second child and first daughter of Mr. and Mrs. Fabien Roy, she received the middle name Callista, after Saint Callistus, Pope and martyr, from the Roman Catholic Calendar of the day on which she was born. A deep spirit of faith, hope, love and commitment to God and service to others was central in this family of seven boys and seven girls. Her mother was a licensed vocational nurse and instilled the values of always seeking to know more about people and their care and of selfless giving as a nurse. Dr. Roy notes that she also had excellent teachers in parochial schools, high school, and college. At age 14 she began working at a large general hospital, first as a pantry girl, then as a maid, and finally as a nurse's aid. After a soul-searching process of discernment, she decided to enter the Sisters of Saint Joseph of Carondelet, of which she has been a member for more than 40 years. Her college education began in a liberal arts program, where she earned a Bachelor of Arts with a major in nursing at Mount St. Mary's College, in Los Angeles.

Source : http://www2.bc.edu/~royca/htm/biography.htm

Sr. Callista Roy

Sr. Callista Roy is a highly respected nurse theorist, writer, lecturer, researcher and teacher who currently holds the position of Professor and Nurse Theorist at the Boston College School of Nursing in Chestnut Hill, MA. She teaches courses on epistemology of nursing and strategies for creating knowledge at the master's and doctoral levels, as well as directing doctoral dissertation research. Her current scholarly interests include research involving families in the cognitive recovery of patients with mild head injury and nurse coaching as an intervention for patients after ambulatory surgery. In addition, she is also interested in conceptualizing and measuring coping, developing the philosophical basis of adaptation nursing including the distinction between veritivity and relativity, and in group projects on emerging nursing knowledge and practice outcomes.

It has been said that Dr. Roy's name is one of the most recognized worldwide in nursing today, and that she is one of our greatest living thinkers. However, Dr. Roy maintains that her best work "is yet to come" and likely will be accomplished by one of her students. As a theorist, she often emphasizes her primary commitment to define and develop nursing knowledge and regards her work with the Roy Adaptation Model as a rich source of knowledge for clinical nursing. First conceptualized in the 1960s when she was a master's student, Dr. Roy's work on the Roy Adaptation Model for Nursing Practice is ongoing. With the beginning of the 21st Century, Dr. Roy has provided an expanded, values-based concept of adaptation, founded on insights related to the place of the person in the universe. She hopes her redefinition of adaptation, with its cosmic philosophical and scientific assumptions, will become the basis for developing knowledge that will make nursing a major social force in this new century.

Dr. Roy credits her major influences in her personal and professional growth to her family, her religious commitment, and her teachers and mentors. Born at Los Angeles Country General Hospital on October 14, 1939 as the second child and first daughter of Mr. and Mrs. Fabien Roy, she received the middle name Callista, after Saint Callistus, Pope and martyr, from the Roman Catholic Calendar of the day on which she was born. A deep spirit of faith, hope, love and commitment to God and service to others was central in this family of seven boys and seven girls. Her mother was a licensed vocational nurse and instilled the values of always seeking to know more about people and their care and of selfless giving as a nurse. Dr. Roy notes that she also had excellent teachers in parochial schools, high school, and college. At age 14 she began working at a large general hospital, first as a pantry girl, then as a maid, and finally as a nurse's aid. After a soul-searching process of discernment, she decided to enter the Sisters of Saint Joseph of Carondelet, of which she has been a member for more than 40 years. Her college education began in a liberal arts program, where she earned a Bachelor of Arts with a major in nursing at Mount St. Mary's College, in Los Angeles.

Source : http://www2.bc.edu/~royca/htm/biography.htm

Virginia Henderson

1897-1996
Army School of Nursing,
Washington, D.C., 1921

• First full-time nursing instructor in Virginia
• Recipient of the Virginia Historical Nurse Leader Award
• Member of the American Nurses Association Hall of Fame
• Fellow of the American Academy of Nursing
• Authored one of the most widely used definitions of nursing
• Proposed plan to create districts within the Graduate Nurses Association of Virginia (now Virginia Nurses Association)

Virginia Avenel Henderson's national and international achievements made her the quintessential nurse of the twentieth century. Her professional career was launched in Virginia where she served as the first full-time nursing instructor at Norfolk Protestant School of Nursing and took an active role in the state nurses association. A pioneer nurse educator, Henderson was instrumental in pushing for the inclusion of psychiatric nursing in educational programs in Virginia.

"Henderson through her efforts as an author, researcher, scholar, consultant, and beloved teacher has touched the minds and hearts of thousands of nurses. In reading her writings, in listening to her speak, one is impressed with the clarity of her vision, prose, and insight into the nature of nursing's relations to patients."

Source : http://www.library.vcu.edu/

Virginia Henderson

1897-1996
Army School of Nursing,
Washington, D.C., 1921

• First full-time nursing instructor in Virginia
• Recipient of the Virginia Historical Nurse Leader Award
• Member of the American Nurses Association Hall of Fame
• Fellow of the American Academy of Nursing
• Authored one of the most widely used definitions of nursing
• Proposed plan to create districts within the Graduate Nurses Association of Virginia (now Virginia Nurses Association)

Virginia Avenel Henderson's national and international achievements made her the quintessential nurse of the twentieth century. Her professional career was launched in Virginia where she served as the first full-time nursing instructor at Norfolk Protestant School of Nursing and took an active role in the state nurses association. A pioneer nurse educator, Henderson was instrumental in pushing for the inclusion of psychiatric nursing in educational programs in Virginia.

"Henderson through her efforts as an author, researcher, scholar, consultant, and beloved teacher has touched the minds and hearts of thousands of nurses. In reading her writings, in listening to her speak, one is impressed with the clarity of her vision, prose, and insight into the nature of nursing's relations to patients."

Source : http://www.library.vcu.edu/

Florence Nightingale

Florence Nightingale, the daughter of the wealthy landowner, William Nightingale of Embly Park, Hampshire, was born in Florence, Italy, on 12th May, 1820. Her father was a Unitarian and a Whig who was involved in the anti-slavery movement. As a child, Florence was very close to her father, who, without a son, treated her as his friend and companion. He took responsibility for her education and taught her Greek, Latin, French, German, Italian, history, philosophy and mathematics.

At seventeen she felt herself to be called by God to some unnamed great cause. Florence's mother, Fanny Nightingale, also came from a staunch Unitarian family. Fanny was a domineering woman who was primarily concerned with finding her daughter a good husband. She was therefore upset by Florence's decision to reject Lord Houghton's offer of marriage. Florence refused to marry several suitors, and at the age of twenty-five told her parents she wanted to become a nurse. Her parents were totally opposed to the idea as nursing was associated with working class women.

Florence's desire to have a career in medicine was reinforced when she met Elizabeth Blackwell at St. Bartholomew's Hospital in London. Blackwell was the first woman to qualify as a doctor in the United States. Blackwell, who had to overcome considerable prejudice to achieve her ambition, encouraged her to keep trying and in 1851 Florence's father gave her permission to train as a nurse.

Florence, now thirty-one, went to Kaiserwerth, Germany where she studied to become a nurse at the Institute of Protestant Deaconesses. Two years later she was appointed resident lady superintendent of a hospital for invalid women in Harley Street, London.

In March, 1853, Russia invaded Turkey. Britain and France, concerned about the growing power of Russia, went to Turkey's aid. This conflict became known as the Crimean War. Soon after British soldiers arrived in Turkey, they began going down with cholera and malaria. Within a few weeks an estimated 8,000 men were suffering from these two diseases.

Source : http://www.spartacus.schoolnet.co.uk

Florence Nightingale

Florence Nightingale, the daughter of the wealthy landowner, William Nightingale of Embly Park, Hampshire, was born in Florence, Italy, on 12th May, 1820. Her father was a Unitarian and a Whig who was involved in the anti-slavery movement. As a child, Florence was very close to her father, who, without a son, treated her as his friend and companion. He took responsibility for her education and taught her Greek, Latin, French, German, Italian, history, philosophy and mathematics.

At seventeen she felt herself to be called by God to some unnamed great cause. Florence's mother, Fanny Nightingale, also came from a staunch Unitarian family. Fanny was a domineering woman who was primarily concerned with finding her daughter a good husband. She was therefore upset by Florence's decision to reject Lord Houghton's offer of marriage. Florence refused to marry several suitors, and at the age of twenty-five told her parents she wanted to become a nurse. Her parents were totally opposed to the idea as nursing was associated with working class women.

Florence's desire to have a career in medicine was reinforced when she met Elizabeth Blackwell at St. Bartholomew's Hospital in London. Blackwell was the first woman to qualify as a doctor in the United States. Blackwell, who had to overcome considerable prejudice to achieve her ambition, encouraged her to keep trying and in 1851 Florence's father gave her permission to train as a nurse.

Florence, now thirty-one, went to Kaiserwerth, Germany where she studied to become a nurse at the Institute of Protestant Deaconesses. Two years later she was appointed resident lady superintendent of a hospital for invalid women in Harley Street, London.

In March, 1853, Russia invaded Turkey. Britain and France, concerned about the growing power of Russia, went to Turkey's aid. This conflict became known as the Crimean War. Soon after British soldiers arrived in Turkey, they began going down with cholera and malaria. Within a few weeks an estimated 8,000 men were suffering from these two diseases.

Source : http://www.spartacus.schoolnet.co.uk

Florida Health Care Insurance Plans: A Brief Overview

By: Article Manager

Accidents and injuries are closely associated with human life. No one can escape from it, but anyone with effective and careful planning can reduce medical and hospital bills up to a considerable level. Importance of health insurance is not realized till the moment anyone has met with unforeseen and unexpected incidents. However, it is always beneficial to follow pragmatic approach regarding health matters. With Florida health care insurance plans, one can easily get relief from his entire medical and hospital bill's trauma.

Florida health care insurance plans offer some of the best and the most suitable health care insurance plans for an individual, family, students, employees etc. These health plans are design in such a manner that they are able to provide complete protection from various diseases, illness, etc. Some of the well known health care insurance plans of Florida are assorted below-

Florida temporary health care insurance plan- This plan is short-term plan which provides health coverage for a period of one month to one year. People who are below 65 years of age can avail this plan irrespective of their health conditions. This health care plan of Florida is the best for office employees and students and can be availed at cost-effective prices.

Florida Individual Health care insurance plan- Health Maintenance Organization (HMO), a Preferred Provider Organization (PPO) and a Point of Service (POS) are some of the most popular and least expensive individual health care insurance plans of Florida. These are managed health care plans and provide coverage from hospital expenses, doctor's bill etc.

Florida health care insurance plan for small business- In Florida, this plan be availed by those companies who fall under the category of small business. Any business involving minimum 2 and maximum 50 full time employees and its employees put at least 30 hours per week at work is advised to get this insurance if not covered by any other insurance. However, minimum75% of employees should participate in a group insurance plan is a requisite condition for availing this insurance policy.

However, with the availability of numerous insurance companies, service providers and local agents, availing the best health care insurance plans in Florida can never be a daunting task. By searching over the internet, you can come across numerous websites that are online providing low cost and affordable Florida health care insurance plans.

About the Author

PlanRover.com is an emerging Nationwide Insurance Agency based in Houston and Texas which provides Florida Health Care Insurance Plans to the customers. We intend to provide the most affordable Family Healthcare Plans Florida and other insurance plans with all information.

(ArticlesBase SC #783543)

Article Source: http://www.articlesbase.com/ - Florida Health Care Insurance Plans: A Brief Overview

Florida Health Care Insurance Plans: A Brief Overview

By: Article Manager

Accidents and injuries are closely associated with human life. No one can escape from it, but anyone with effective and careful planning can reduce medical and hospital bills up to a considerable level. Importance of health insurance is not realized till the moment anyone has met with unforeseen and unexpected incidents. However, it is always beneficial to follow pragmatic approach regarding health matters. With Florida health care insurance plans, one can easily get relief from his entire medical and hospital bill's trauma.

Florida health care insurance plans offer some of the best and the most suitable health care insurance plans for an individual, family, students, employees etc. These health plans are design in such a manner that they are able to provide complete protection from various diseases, illness, etc. Some of the well known health care insurance plans of Florida are assorted below-

Florida temporary health care insurance plan- This plan is short-term plan which provides health coverage for a period of one month to one year. People who are below 65 years of age can avail this plan irrespective of their health conditions. This health care plan of Florida is the best for office employees and students and can be availed at cost-effective prices.

Florida Individual Health care insurance plan- Health Maintenance Organization (HMO), a Preferred Provider Organization (PPO) and a Point of Service (POS) are some of the most popular and least expensive individual health care insurance plans of Florida. These are managed health care plans and provide coverage from hospital expenses, doctor's bill etc.

Florida health care insurance plan for small business- In Florida, this plan be availed by those companies who fall under the category of small business. Any business involving minimum 2 and maximum 50 full time employees and its employees put at least 30 hours per week at work is advised to get this insurance if not covered by any other insurance. However, minimum75% of employees should participate in a group insurance plan is a requisite condition for availing this insurance policy.

However, with the availability of numerous insurance companies, service providers and local agents, availing the best health care insurance plans in Florida can never be a daunting task. By searching over the internet, you can come across numerous websites that are online providing low cost and affordable Florida health care insurance plans.

About the Author

PlanRover.com is an emerging Nationwide Insurance Agency based in Houston and Texas which provides Florida Health Care Insurance Plans to the customers. We intend to provide the most affordable Family Healthcare Plans Florida and other insurance plans with all information.

(ArticlesBase SC #783543)

Article Source: http://www.articlesbase.com/ - Florida Health Care Insurance Plans: A Brief Overview

NANDA-Approved Nursing Diagnoses 2007–2008

NANDA-Approved Nursing Diagnoses 2007–2008

Source: NANDA Nursing Diagnoses: Definitions and Classification, 2007–2008. Philadelphia: North American Nursing Diagnosis Association. Used with permission.

Activity Intolerance

Activity Intolerance,

Risk for Airway Clearance,

Ineffective Anxiety

Anxiety, Death

Aspiration, Risk for

Attachment, Parent/Infant/Child, Risk for Impaired

Autonomic Dysreflexia Autonomic Dysreflexia, Risk for Blood Glucose, Risk for Unstable Body Image, Disturbed

Body Temperature: Imbalanced, Risk for

Bowel Incontinence Breastfeeding, Effective Breastfeeding, Ineffective Breastfeeding, Interrupted Breathing Pattern, Ineffective Cardiac Output, Decreased Caregiver Role Strain Caregiver Role Strain, Risk for

Comfort, Readiness for Enhanced Communication: Impaired, Verbal Communication, Readiness for Enhanced Confusion, Acute

Confusion, Acute, Risk for Confusion, Chronic Constipation

Constipation, Perceived Constipation, Risk for Contamination Contamination, Risk for

Coping: Community, Ineffective

Coping: Community, Readiness for Enhanced

Coping, Defensive

Coping: Family, Compromised

Coping: Family, Disabled

Coping: Family, Readiness for Enhanced Coping (Individual), Readiness for Enhanced Coping, Ineffective

Decisional Conflict

Decision Making, Readiness for Enhanced

Denial, Ineffective

Dentition, Impaired Development: Delayed, Risk for Diarrhea

Disuse Syndrome, Risk for Diversional Activity, Deficient Energy Field, Disturbed

Environmental Interpretation Syndrome, Impaired

Failure to Thrive, Adult

Falls, Risk for

Family Processes, Dysfunctional: Alcoholism

Family Processes, Interrupted

Family Processes, Readiness for Enhanced

Fatigue

Fear

Fluid Balance, Readiness for Enhanced

Fluid Volume, Deficient

Fluid Volume, Deficient, Risk for

Fluid Volume, Excess

Fluid Volume, Imbalanced, Risk for

Gas Exchange, Impaired

Grieving

Grieving, Complicated

Grieving, Risk for Complicated Growth, Disproportionate, Risk for Growth and Development, Delayed Health Behavior, Risk-Prone

Health Maintenance, Ineffective Health-Seeking Behaviors (Specify) Home Maintenance, Impaired

Hope, Readiness for Enhanced

Hopelessness

Human Dignity, Risk for Compromised

Hyperthermia

Hypothermia

Immunization Status, Readiness for Enhanced

Infant Behavior, Disorganized

Infant Behavior: Disorganized, Risk for

Infant Behavior: Organized, Readiness for

Enhanced

Infant Feeding Pattern, Ineffective

Infection, Risk for Injury, Risk for Insomnia

Intracranial Adaptive Capacity, Decreased

Knowledge, Deficient (Specify)

Knowledge (Specify), Readiness for Enhanced

Latex Allergy Response

Latex Allergy Response, Risk for Liver Function, Impaired, Risk for Loneliness, Risk for

Memory, Impaired

Mobility: Bed, Impaired Mobility: Physical, Impaired Mobility: Wheelchair, Impaired Moral Distress

Nausea

Neurovascular Dysfunction: Peripheral, Risk for

Noncompliance (Specify)

Nutrition, Imbalanced: Less than Body

Requirements

Nutrition, Imbalanced: More than Body Requirements

Nutrition, Imbalanced: More than Body

Requirements, Risk for Nutrition, Readiness for Enhanced Oral Mucous Membrane, Impaired Pain, Acute

Pain, Chronic

Parenting, Impaired

Parenting, Readiness for Enhanced Parenting, Risk for Impaired Perioperative Positioning Injury, Risk for Personal Identity, Disturbed

Poisoning, Risk for

Post-Trauma Syndrome

Post-Trauma Syndrome, Risk for

Power, Readiness for Enhanced

Powerlessness Powerlessness, Risk for Protection, Ineffective Rape-Trauma Syndrome

Rape-Trauma Syndrome: Compound Reaction Rape-Trauma Syndrome: Silent Reaction Religiosity, Impaired

Religiosity, Readiness for Enhanced Religiosity, Risk for Impaired Relocation Stress Syndrome Relocation Stress Syndrome, Risk for Role Conflict, Parental

Role Performance, Ineffective

Sedentary Lifestyle

Self-Care, Readiness for Enhanced Self-Care Deficit: Bathing/Hygiene Self-Care Deficit: Dressing/Grooming Self-Care Deficit: Feeding

Self-Care Deficit: Toileting

Self-Concept, Readiness for Enhanced

Self-Esteem, Chronic Low

Self-Esteem, Situational Low

Self-Esteem, Risk for Situational Low

Self-Mutilation

Self-Mutilation, Risk for

Sensory Perception, Disturbed (Specify: Auditory, Gustatory, Kinesthetic, Olfactory Tactile, Visual)

Sexual Dysfunction Sexuality Pattern, Ineffective Skin Integrity, Impaired

Skin Integrity, Risk for Impaired

Sleep Deprivation

Sleep, Readiness for Enhanced Social Interaction, Impaired Social Isolation

Sorrow, Chronic

Spiritual Distress

Spiritual Distress, Risk for

Spiritual Well-Being, Readiness for Enhanced

Spontaneous Ventilation, Impaired

Stress, Overload

Sudden Infant Death Syndrome, Risk for

Suffocation, Risk for

Suicide, Risk for

Surgical Recovery, Delayed

Swallowing, Impaired

Therapeutic Regimen Management: Community, Ineffective

Therapeutic Regimen Management, Effective

Therapeutic Regimen Management: Family, Ineffective

Therapeutic Regimen Management, Ineffective

Therapeutic Regimen Management, Readiness for

Enhanced Thermoregulation, Ineffective Thought Processes, Disturbed Tissue Integrity, Impaired

Tissue Perfusion, Ineffective (Specify: Cerebral, Cardiopulmonary, Gastrointestinal, Renal)

Tissue Perfusion, Ineffective, Peripheral

Transfer Ability, Impaired Trauma, Risk for Unilateral Neglect

Urinary Elimination, Impaired

Urinary Elimination, Readiness for Enhanced

Urinary Incontinence, Functional

Urinary Incontinence, Overflow Urinary Incontinence, Reflex Urinary Incontinence, Stress Urinary Incontinence, Total Urinary Incontinence, Urge

Urinary Incontinence, Risk for Urge

Urinary Retention

Ventilatory Weaning Response, Dysfunctional

Violence: Other-Directed, Risk for Violence: Self-Directed, Risk for Walking, Impaired

Wandering

NANDA-Approved Nursing Diagnoses 2007–2008

NANDA-Approved Nursing Diagnoses 2007–2008

Source: NANDA Nursing Diagnoses: Definitions and Classification, 2007–2008. Philadelphia: North American Nursing Diagnosis Association. Used with permission.

Activity Intolerance

Activity Intolerance,

Risk for Airway Clearance,

Ineffective Anxiety

Anxiety, Death

Aspiration, Risk for

Attachment, Parent/Infant/Child, Risk for Impaired

Autonomic Dysreflexia Autonomic Dysreflexia, Risk for Blood Glucose, Risk for Unstable Body Image, Disturbed

Body Temperature: Imbalanced, Risk for

Bowel Incontinence Breastfeeding, Effective Breastfeeding, Ineffective Breastfeeding, Interrupted Breathing Pattern, Ineffective Cardiac Output, Decreased Caregiver Role Strain Caregiver Role Strain, Risk for

Comfort, Readiness for Enhanced Communication: Impaired, Verbal Communication, Readiness for Enhanced Confusion, Acute

Confusion, Acute, Risk for Confusion, Chronic Constipation

Constipation, Perceived Constipation, Risk for Contamination Contamination, Risk for

Coping: Community, Ineffective

Coping: Community, Readiness for Enhanced

Coping, Defensive

Coping: Family, Compromised

Coping: Family, Disabled

Coping: Family, Readiness for Enhanced Coping (Individual), Readiness for Enhanced Coping, Ineffective

Decisional Conflict

Decision Making, Readiness for Enhanced

Denial, Ineffective

Dentition, Impaired Development: Delayed, Risk for Diarrhea

Disuse Syndrome, Risk for Diversional Activity, Deficient Energy Field, Disturbed

Environmental Interpretation Syndrome, Impaired

Failure to Thrive, Adult

Falls, Risk for

Family Processes, Dysfunctional: Alcoholism

Family Processes, Interrupted

Family Processes, Readiness for Enhanced

Fatigue

Fear

Fluid Balance, Readiness for Enhanced

Fluid Volume, Deficient

Fluid Volume, Deficient, Risk for

Fluid Volume, Excess

Fluid Volume, Imbalanced, Risk for

Gas Exchange, Impaired

Grieving

Grieving, Complicated

Grieving, Risk for Complicated Growth, Disproportionate, Risk for Growth and Development, Delayed Health Behavior, Risk-Prone

Health Maintenance, Ineffective Health-Seeking Behaviors (Specify) Home Maintenance, Impaired

Hope, Readiness for Enhanced

Hopelessness

Human Dignity, Risk for Compromised

Hyperthermia

Hypothermia

Immunization Status, Readiness for Enhanced

Infant Behavior, Disorganized

Infant Behavior: Disorganized, Risk for

Infant Behavior: Organized, Readiness for

Enhanced

Infant Feeding Pattern, Ineffective

Infection, Risk for Injury, Risk for Insomnia

Intracranial Adaptive Capacity, Decreased

Knowledge, Deficient (Specify)

Knowledge (Specify), Readiness for Enhanced

Latex Allergy Response

Latex Allergy Response, Risk for Liver Function, Impaired, Risk for Loneliness, Risk for

Memory, Impaired

Mobility: Bed, Impaired Mobility: Physical, Impaired Mobility: Wheelchair, Impaired Moral Distress

Nausea

Neurovascular Dysfunction: Peripheral, Risk for

Noncompliance (Specify)

Nutrition, Imbalanced: Less than Body

Requirements

Nutrition, Imbalanced: More than Body Requirements

Nutrition, Imbalanced: More than Body

Requirements, Risk for Nutrition, Readiness for Enhanced Oral Mucous Membrane, Impaired Pain, Acute

Pain, Chronic

Parenting, Impaired

Parenting, Readiness for Enhanced Parenting, Risk for Impaired Perioperative Positioning Injury, Risk for Personal Identity, Disturbed

Poisoning, Risk for

Post-Trauma Syndrome

Post-Trauma Syndrome, Risk for

Power, Readiness for Enhanced

Powerlessness Powerlessness, Risk for Protection, Ineffective Rape-Trauma Syndrome

Rape-Trauma Syndrome: Compound Reaction Rape-Trauma Syndrome: Silent Reaction Religiosity, Impaired

Religiosity, Readiness for Enhanced Religiosity, Risk for Impaired Relocation Stress Syndrome Relocation Stress Syndrome, Risk for Role Conflict, Parental

Role Performance, Ineffective

Sedentary Lifestyle

Self-Care, Readiness for Enhanced Self-Care Deficit: Bathing/Hygiene Self-Care Deficit: Dressing/Grooming Self-Care Deficit: Feeding

Self-Care Deficit: Toileting

Self-Concept, Readiness for Enhanced

Self-Esteem, Chronic Low

Self-Esteem, Situational Low

Self-Esteem, Risk for Situational Low

Self-Mutilation

Self-Mutilation, Risk for

Sensory Perception, Disturbed (Specify: Auditory, Gustatory, Kinesthetic, Olfactory Tactile, Visual)

Sexual Dysfunction Sexuality Pattern, Ineffective Skin Integrity, Impaired

Skin Integrity, Risk for Impaired

Sleep Deprivation

Sleep, Readiness for Enhanced Social Interaction, Impaired Social Isolation

Sorrow, Chronic

Spiritual Distress

Spiritual Distress, Risk for

Spiritual Well-Being, Readiness for Enhanced

Spontaneous Ventilation, Impaired

Stress, Overload

Sudden Infant Death Syndrome, Risk for

Suffocation, Risk for

Suicide, Risk for

Surgical Recovery, Delayed

Swallowing, Impaired

Therapeutic Regimen Management: Community, Ineffective

Therapeutic Regimen Management, Effective

Therapeutic Regimen Management: Family, Ineffective

Therapeutic Regimen Management, Ineffective

Therapeutic Regimen Management, Readiness for

Enhanced Thermoregulation, Ineffective Thought Processes, Disturbed Tissue Integrity, Impaired

Tissue Perfusion, Ineffective (Specify: Cerebral, Cardiopulmonary, Gastrointestinal, Renal)

Tissue Perfusion, Ineffective, Peripheral

Transfer Ability, Impaired Trauma, Risk for Unilateral Neglect

Urinary Elimination, Impaired

Urinary Elimination, Readiness for Enhanced

Urinary Incontinence, Functional

Urinary Incontinence, Overflow Urinary Incontinence, Reflex Urinary Incontinence, Stress Urinary Incontinence, Total Urinary Incontinence, Urge

Urinary Incontinence, Risk for Urge

Urinary Retention

Ventilatory Weaning Response, Dysfunctional

Violence: Other-Directed, Risk for Violence: Self-Directed, Risk for Walking, Impaired

Wandering

My-Health-Insurance-Info

By: Health News

My-Health-Isurance.Info

For more info please visit XTRA INFO-Health Articles

Universities usually offer students some type special health insurance benefits that are slightly less expensive and more appropriate for a young, healthy student's needs than more expensive commercial insurance plans. Many student work while in school and also may be able to get insurance though their employer for a reduced group rate that will cover more for their money. But for the student who does not work or live at home, insurance options can be tough. If the student has no qualifying dependents, they may not be able to qualify for public assisted health benefits. They would have to rely on the school's health plan or go to a local clinic that pro-rates the cost of care. If you are an international student, you must have complete medical coverage before attending the college of your choice.

The student benefits cover basic health insurance for all students enrolled in 11.5 credit hours per semester automatically. If you have less than 11.5, you will have to purchase the plan for a small fee. Graduate students and teaching assistants get a different type or health insurance package from the school. They have the option of having their health care benefits through an HMO or through a comprehensive type group such as Blue Cross/Blue Shield. With the HMO plan you will pay a monthly fee from your paycheck or a yearly cost that will part of your tuition. That will allow you to receive care at a low fee co-pay option. It also gives you the ability to have extra coverage in case of emergencies or referral to specialists. With the comprehensive plan, you will go to a pre-approved doctor, pay him or her, and then submit your bill or receipt of payment to the insurance company for reimbursement. You will need to take to your particular school to see what benefits are available, who is eligible, and at what cost.

All eligible students are covered by the basic student plan, but many are still either on their parent's policy, have work related insurance, or are on a spouses plan. The basic plan is additional coverage beyond any other insurance you have. This means that if you have other health insurance coverage you submit medical bills to those companies first for payment. The Student Health Service strongly recommends having additional insurance in the event of a major illness or injury. The basic coverage doesn't cover emergency or hospital treatments, nor does it allow you to see any doctor off campus in most cases. Students having basic insurance are entitled to receive their health care at the student health centers on campus only. So any other medical need will come out of the students pocket. The coverage of a student health plan begins on the first day of the semester you are enrolled and ends the day the semester closes. During school and semester breaks, with the exception of scheduled school vacations, you will not be covered until the next semester begins. Depending on your individual school, the dates can vary.

The maximum benefit coverage for the basic student health plan is for expenses incurred due to injury as long as treatment was received with in 90 days up to $5000 per injury. The maximum benefit coverage for sickness is $5,000, provided that treatment is received within 12 months from the date of the first treatment for the sickness. If you need to go to the hospital most basic plans will cover up to $5000 for your treatment and stay. Anything accrued above and beyond, including out patient treatments after discharge will be your sole responsibility. The maximum per illness or injury is $5000 no matter what type of treatment and how long you need it for. This is why it is very much recommended to have some alternative form of insurance such as short-term if a regular policy is too expensive. Most universities also offer two major medical plans for student who would like more coverage than the basic plan in case of serious illness or injury that exceeds the $5000 cap. You can choose between a $50,000 or $100,000 maximum benefit for a cost that will be included in your tuition each year. Once you have exceeded the $5000 cap you will be responsible for a deductible of some kind, usually $250-$500. After that the major health plan will pick up 80% of the medical bills till the cap is met or you are done treatment, which ever happens first.

About the Author

XTRA INFO

(ArticlesBase SC #796009)

Article Source: http://www.articlesbase.com/ - My-Health-Insurance-Info

My-Health-Insurance-Info

By: Health News

My-Health-Isurance.Info

For more info please visit XTRA INFO-Health Articles

Universities usually offer students some type special health insurance benefits that are slightly less expensive and more appropriate for a young, healthy student's needs than more expensive commercial insurance plans. Many student work while in school and also may be able to get insurance though their employer for a reduced group rate that will cover more for their money. But for the student who does not work or live at home, insurance options can be tough. If the student has no qualifying dependents, they may not be able to qualify for public assisted health benefits. They would have to rely on the school's health plan or go to a local clinic that pro-rates the cost of care. If you are an international student, you must have complete medical coverage before attending the college of your choice.

The student benefits cover basic health insurance for all students enrolled in 11.5 credit hours per semester automatically. If you have less than 11.5, you will have to purchase the plan for a small fee. Graduate students and teaching assistants get a different type or health insurance package from the school. They have the option of having their health care benefits through an HMO or through a comprehensive type group such as Blue Cross/Blue Shield. With the HMO plan you will pay a monthly fee from your paycheck or a yearly cost that will part of your tuition. That will allow you to receive care at a low fee co-pay option. It also gives you the ability to have extra coverage in case of emergencies or referral to specialists. With the comprehensive plan, you will go to a pre-approved doctor, pay him or her, and then submit your bill or receipt of payment to the insurance company for reimbursement. You will need to take to your particular school to see what benefits are available, who is eligible, and at what cost.

All eligible students are covered by the basic student plan, but many are still either on their parent's policy, have work related insurance, or are on a spouses plan. The basic plan is additional coverage beyond any other insurance you have. This means that if you have other health insurance coverage you submit medical bills to those companies first for payment. The Student Health Service strongly recommends having additional insurance in the event of a major illness or injury. The basic coverage doesn't cover emergency or hospital treatments, nor does it allow you to see any doctor off campus in most cases. Students having basic insurance are entitled to receive their health care at the student health centers on campus only. So any other medical need will come out of the students pocket. The coverage of a student health plan begins on the first day of the semester you are enrolled and ends the day the semester closes. During school and semester breaks, with the exception of scheduled school vacations, you will not be covered until the next semester begins. Depending on your individual school, the dates can vary.

The maximum benefit coverage for the basic student health plan is for expenses incurred due to injury as long as treatment was received with in 90 days up to $5000 per injury. The maximum benefit coverage for sickness is $5,000, provided that treatment is received within 12 months from the date of the first treatment for the sickness. If you need to go to the hospital most basic plans will cover up to $5000 for your treatment and stay. Anything accrued above and beyond, including out patient treatments after discharge will be your sole responsibility. The maximum per illness or injury is $5000 no matter what type of treatment and how long you need it for. This is why it is very much recommended to have some alternative form of insurance such as short-term if a regular policy is too expensive. Most universities also offer two major medical plans for student who would like more coverage than the basic plan in case of serious illness or injury that exceeds the $5000 cap. You can choose between a $50,000 or $100,000 maximum benefit for a cost that will be included in your tuition each year. Once you have exceeded the $5000 cap you will be responsible for a deductible of some kind, usually $250-$500. After that the major health plan will pick up 80% of the medical bills till the cap is met or you are done treatment, which ever happens first.

About the Author

XTRA INFO

(ArticlesBase SC #796009)

Article Source: http://www.articlesbase.com/ - My-Health-Insurance-Info

Health Insurance Info

By: Health News

Health Insurance Info

Our website provide a few information and advice on the topics of Health and Medical Insurance.

We hope you enjoy our range of informative of the Health and Medical Insuranc articles, topics and latest news. Whether you are doing specific research on this subject, or looking for content for your ezine or websites, you have come to the right place.

1. Five Tips to Trim your Medical Expenses and Save

With the rising cost of healthcare, medications, and insurance, it isn’t surprising that people are trying to figure out ways to avoid getting sick and choosing a better lifestyle to lower insurance costs. There is actually quite a bit one can do to help save same cash. It is just a matter of tweaking ones lifestyle choices and preventing health issues from arising or keeping the immune system up so you just don’t get as sick as much. For those people who are seriously sick of high medical premiums and paying out the nose year round for doctor’s visits and medications, this should be a great thing. Small things make a world of difference when it comes to your health.

a) Stop smoking is the biggest one. Not only do you get sicker than the average person, it is worse. Many smokers are treated for several bouts of bronchitis and pneumonia each year. Smoking also makes you susceptible to colds and other infection. You will also pay a higher premium on your insurance and in some cases won’t get covered in full for cigarette related illnesses or diseases. Plus the money you save from quitting can go to bigger and better things than your medical issues.

2. How to Get a Group Health Insurance Rate as an Individual

Most individuals can get really good group rates through their employers. As long as your place of business has more than 50 employees and actually offers a medical plan, you should get a pretty good deal. The overall cost is based on how many of the employees actually have the insurance plan. The more people who are signed up, the cheaper the plan will be. Most people will choose this over going with a private plan any day because it is so much more cost friendly. That is one of the first things you should be looking for when seeking a job, whether or not they offer insurance benefits or not. At your interview ask to see their healthcare providers plan and rates. If they will let you take it home. This way you can see if the plan offers what you want and at a price you can afford. There are some private insurance companies that have reduced individual rates that are comparable to group ones.

3. Five Ways to Cut your Health Insurance Costs

Nearly one-third of all health-insurance premiums increased to 30 percent or more. At that rate, the average cost of health insurance per employee will exceed $3,000. Seventy-three percent of senior executives believe health-care costs will continue to increase 20 percent or more each year for the next three years. The message here is clear: If you haven't already gotten serious about cutting your company's health-insurance costs, now is the time. It can be done. The first thing you should do is learn how the system works--or doesn't work. Most small employers spend fewer than four hours a year thinking about their company health plans. Learn what your options are. Your insurance agent can help you shop for cheaper plans. But don't stop there. Compare plan benefits, insurance-company records, and service guarantees.

About the Author

XTRA INFO

(ArticlesBase SC #503654)

Article Source: http://www.articlesbase.com/ - Health Insurance Info

Health Insurance Info

By: Health News

Health Insurance Info

Our website provide a few information and advice on the topics of Health and Medical Insurance.

We hope you enjoy our range of informative of the Health and Medical Insuranc articles, topics and latest news. Whether you are doing specific research on this subject, or looking for content for your ezine or websites, you have come to the right place.

1. Five Tips to Trim your Medical Expenses and Save

With the rising cost of healthcare, medications, and insurance, it isn’t surprising that people are trying to figure out ways to avoid getting sick and choosing a better lifestyle to lower insurance costs. There is actually quite a bit one can do to help save same cash. It is just a matter of tweaking ones lifestyle choices and preventing health issues from arising or keeping the immune system up so you just don’t get as sick as much. For those people who are seriously sick of high medical premiums and paying out the nose year round for doctor’s visits and medications, this should be a great thing. Small things make a world of difference when it comes to your health.

a) Stop smoking is the biggest one. Not only do you get sicker than the average person, it is worse. Many smokers are treated for several bouts of bronchitis and pneumonia each year. Smoking also makes you susceptible to colds and other infection. You will also pay a higher premium on your insurance and in some cases won’t get covered in full for cigarette related illnesses or diseases. Plus the money you save from quitting can go to bigger and better things than your medical issues.

2. How to Get a Group Health Insurance Rate as an Individual

Most individuals can get really good group rates through their employers. As long as your place of business has more than 50 employees and actually offers a medical plan, you should get a pretty good deal. The overall cost is based on how many of the employees actually have the insurance plan. The more people who are signed up, the cheaper the plan will be. Most people will choose this over going with a private plan any day because it is so much more cost friendly. That is one of the first things you should be looking for when seeking a job, whether or not they offer insurance benefits or not. At your interview ask to see their healthcare providers plan and rates. If they will let you take it home. This way you can see if the plan offers what you want and at a price you can afford. There are some private insurance companies that have reduced individual rates that are comparable to group ones.

3. Five Ways to Cut your Health Insurance Costs

Nearly one-third of all health-insurance premiums increased to 30 percent or more. At that rate, the average cost of health insurance per employee will exceed $3,000. Seventy-three percent of senior executives believe health-care costs will continue to increase 20 percent or more each year for the next three years. The message here is clear: If you haven't already gotten serious about cutting your company's health-insurance costs, now is the time. It can be done. The first thing you should do is learn how the system works--or doesn't work. Most small employers spend fewer than four hours a year thinking about their company health plans. Learn what your options are. Your insurance agent can help you shop for cheaper plans. But don't stop there. Compare plan benefits, insurance-company records, and service guarantees.

About the Author

XTRA INFO

(ArticlesBase SC #503654)

Article Source: http://www.articlesbase.com/ - Health Insurance Info

Help! I Have to Write a Nursing Care Plan and I Have No Idea How!

By: Jonathan Ginsburg

Regardless of the particular college or university, all nursing students will need to write several nursing care plans during their time in school. Put simply, a nursing care plan is just that: a plan of action, tailored to a specific individual, that addresses specific needs. Such needs are usually medical in nature, such as how the patient can manage her diabetes on a fixed income, but they can also encompass other aspects of the patient's life, such as mental health and spirituality.

Different institutions have different formats for such plans, but they generally include the following sections: The problem to be addressed; the goals for the patient; a step-by-step approach to solving the problem and achieving the goals; and a space that allows for notes to be made as the patient progresses through the steps of the plan. Some plans also include a case history of the patient as it relates to the particular problem.

It's critical for students to learn how to write such plans in college, because they will have to create them when they become nurses in the so-called real world. Yet they can be incredibly intimidating. Often the student is simply presented with a fictional case history and a template and told to go from there. How can the student adequately create a step-by-step plan to assist this patient?

That is where academic writing companies can come in handy. Students can greatly benefit from a model paper which demonstrates what a typical nursing care plan should look like, custom-written to suit their school's needs. Using this model, they can create their own plans, both for that given assignment and also into the future.

If you are a nursing student, don't blow off this particular assignment. It's too important. Get help if you need it, but be sure you learn how to write a solid nursing care plan. You will appreciate it in the future.

About the Author

Jon Ginsburg is a partner with PowerPapers.com, an innovative academic writing company which specializes in providing custom-written, original model papers of all kinds. PowerPapers firmly believes that a quality model paper can be a key learning tool for almost any student. Check them out at http://www.powerpapers.com.

(ArticlesBase SC #1134823)

Article Source: http://www.articlesbase.com/ - Help! I Have to Write a Nursing Care Plan and I Have No Idea How!

Help! I Have to Write a Nursing Care Plan and I Have No Idea How!

By: Jonathan Ginsburg

Regardless of the particular college or university, all nursing students will need to write several nursing care plans during their time in school. Put simply, a nursing care plan is just that: a plan of action, tailored to a specific individual, that addresses specific needs. Such needs are usually medical in nature, such as how the patient can manage her diabetes on a fixed income, but they can also encompass other aspects of the patient's life, such as mental health and spirituality.

Different institutions have different formats for such plans, but they generally include the following sections: The problem to be addressed; the goals for the patient; a step-by-step approach to solving the problem and achieving the goals; and a space that allows for notes to be made as the patient progresses through the steps of the plan. Some plans also include a case history of the patient as it relates to the particular problem.

It's critical for students to learn how to write such plans in college, because they will have to create them when they become nurses in the so-called real world. Yet they can be incredibly intimidating. Often the student is simply presented with a fictional case history and a template and told to go from there. How can the student adequately create a step-by-step plan to assist this patient?

That is where academic writing companies can come in handy. Students can greatly benefit from a model paper which demonstrates what a typical nursing care plan should look like, custom-written to suit their school's needs. Using this model, they can create their own plans, both for that given assignment and also into the future.

If you are a nursing student, don't blow off this particular assignment. It's too important. Get help if you need it, but be sure you learn how to write a solid nursing care plan. You will appreciate it in the future.

About the Author

Jon Ginsburg is a partner with PowerPapers.com, an innovative academic writing company which specializes in providing custom-written, original model papers of all kinds. PowerPapers firmly believes that a quality model paper can be a key learning tool for almost any student. Check them out at http://www.powerpapers.com.

(ArticlesBase SC #1134823)

Article Source: http://www.articlesbase.com/ - Help! I Have to Write a Nursing Care Plan and I Have No Idea How!